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#SCHUFA
All articles with the tag SCHUFA.
What you may legitimately assess as a landlord – creditworthiness, income, self-disclosure, freedom from rent arrears – and where the AGG (German equal treatment act, §§ 19, 21) and the GDPR draw hard lines: forbidden questions, the data-protection authorities' three-phase rule for documents, when a SCHUFA report is even permitted, deletion duties after a rejection, and objective criteria as protection against discrimination claims.
Which documents really belong in your application folder, what you may leave out for data-protection reasons, and which questions a landlord isn't even allowed to ask – a 2026 guide covering the Selbstauskunft, SCHUFA, the 3× cold-rent rule and the AGG.